Can seniors over 70 get life insurance?

Yes, life insurance is available for seniors, though options narrow and premiums increase significantly with age. Term life policies are available up to age 75–80 with some carriers, while whole life and final expense policies are commonly available up to age 85 or even 90. Guaranteed issue policies accept all applicants up to age 80 regardless of health. Seniors most commonly buy final expense insurance ($5,000–$25,000) to cover burial costs and leave a small inheritance.