How does life insurance work for smokers?
Smokers typically pay 2-3x more than non-smokers of the same age and health. If you quit, you can request a reclassification after 12 months tobacco-free, which can significantly reduce your premiums.
Smokers typically pay 2-3x more than non-smokers of the same age and health. If you quit, you can request a reclassification after 12 months tobacco-free, which can significantly reduce your premiums.