Resources & Guides
Expert articles to help you understand life insurance and make the right choice for your family.
Can You Have More Than One Life Insurance Policy? Yes, and Here's What Limits It (2026)
Yes, one person can hold several life insurance policies at once. The real limits come from underwriting and disclosure: insurers count the coverage you already have, and replacing a policy brings its own notice and fresh clauses.
Joint Life vs Survivorship Life Insurance: Which Should You Buy in 2026?
Joint first-to-die life insurance pays when the first partner dies; survivorship (second-to-die) pays only after both. How each works, who each is built for, and where the 2026 federal estate tax exclusion fits.
What Is a Child Term Rider? How Children's Term Riders Work in 2026
A child term rider, or children's term rider, adds a small amount of term life coverage for your children to your own policy. How it works, what insurers publish about ages and amounts, and how it compares with a child's own policy.
Best Term Life Insurance Companies 2026: Rates and Reviews
Whole Life vs Term Life Insurance 2026: Which Is Better?
How Much Life Insurance Do I Need? 2026 Calculator Guide
Best Estate Planning Books for Beginners 2026
A 2026 guide to the best beginner estate planning books featuring Estate Planning For Dummies and 8 Ways to Avoid Probate for clear next steps.
Term Life vs Whole Life Insurance: Which Should You Buy?
A 2026 comparison of term life and whole life insurance explaining cost, cash value, and which policy type fits most families and specific goals.
Haven Life Policy in 2026: Who Services It Now and How to Reach MassMutual
Haven Life stopped taking new applications in January 2024. MassMutual services existing Haven Life policies, which were issued by MassMutual or C.M. Life. How to reach MassMutual, keep the policy in force and handle renewal or a claim.
Haven Life vs Ladder in 2026: Only Ladder Still Sells. Here's What It Offers Now
Haven Life stopped accepting new applications in January 2024, so a 2026 buyer can apply to Ladder but not Haven Life. What Ladder's own pages say about exams, coverage, terms, insurers and New York, set against what Haven Term was.
Best Life Insurance for Young Families in 2026: Terms, Riders and Insurers Compared
Level term long enough to cover the mortgage and the school years, with a conversion right and optional child coverage. How Banner Life, Fabric by Gerber Life, Guardian and Nationwide describe those features on their own pages (checked October 2026).
Best Budget Will Kits: Under $40 2026
A 2026 budget guide to the best will kits under $40 featuring the Last Will and Testament Forms Kit and Quicken WillMaker software for simple estates.
How Much Life Insurance Do You Actually Need in 2026? (The Real Math)
Use the DIME method (Debt, Income, Mortgage, Education) to calculate exactly how much life insurance you need in 2026 — with real examples for singles vs families.
Best Term Life Insurance Companies in 2026: Insurers That Still Sell Term, Compared
No insurer is best for everyone. Banner Life, Guardian, Nationwide, Northwestern Mutual and the online agency Ladder compared on ratings, term lengths, coverage, exams, riders and conversion, from each company's own pages (checked October 2026).
Haven Life Review 2026: You Can't Buy It Anymore. What to Compare Instead
Haven Life stopped accepting new applications in January 2024, so it can't be bought in 2026. What to compare instead: licensing, who issues the policy, exam rules, state availability and the free look, plus online sellers whose own sites describe their term offer.
How to Make a Living Trust: Step-by-Step Guide 2026
A step-by-step 2026 guide to making a living trust covering asset inventory, trustees, drafting, and the critical funding step most people miss.
Estate Planning For Dummies Review 2026: Is It Worth It?
A 2026 review of Estate Planning For Dummies covering what it teaches, who it suits, and whether it is worth buying as a first estate planning book.
Best Fireproof Document Storage for Important Papers 2026
A 2026 guide to the best fireproof document storage featuring the Huolewa accordion organizer and a fireproof document bag for protecting key papers.
How Much Life Insurance Do New Parents Need? Guide 2026
A 2026 step-by-step guide for new parents to calculate how much life insurance they need using income, debts, and future education costs.
Best Estate Plan Organizers and Workbooks 2026
A 2026 guide to the best estate plan organizers and workbooks featuring the Ultimate Estate Plan Organizer and Family Emergency Handbook planner.