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Term vs Whole Life Insurance Cost

Compare the 20-year cost of term life vs whole life insurance.

Term vs Whole Life Insurance Cost
Compare the 20-year cost of term life vs whole life insurance.

Your Results

Term Monthly: $70

Whole Life Monthly: $840

20-Year Term Total: $16.8K

20-Year Whole Total: $201.6K

Whole Life Cash Value: $60.5K

Extra Whole Life Cost: $184.8K

Considering universal life too? Try the Term vs Whole vs Universal Life Calculator — all three products side by side, with cash-value estimates.